Commercial Property Insurance
Protection for eligible buildings, inventory, and business property.
Commercial property insurance may help address covered losses involving eligible business property, including buildings, inventory, furniture, equipment, and improvements. It is often paired with general liability in a BOP for qualifying businesses.
Coverage is subject to policy terms, limits, and exclusions.
Information to Prepare
- • Property address and ownership status
- • Building and inventory values
- • Equipment and fixture values
- • Improvements made to the space
- • Current policies, if any
- • Mortgage or lease requirements
What This Coverage May Help Address
- Covered damage to buildings and improvements
- Covered loss of inventory and stock
- Covered damage to furniture, fixtures, and equipment
- Certain losses from covered events like fire or wind
Common Scenarios
- A fire damages your building and inventory
- A covered event destroys equipment and fixtures
- A storm damages improvements you made to a leased space
- A covered loss affects your stock and supplies
What May Not Be Included
- ✕ Employee injury and workplace incidents
- ✕ Liability claims from third parties
- ✕ Vehicle damage addressed by commercial auto
- ✕ Losses from excluded causes listed in the policy
Who May Benefit
- Businesses that own or lease a physical location
- Operations with inventory, equipment, or fixtures
- Owners who have invested in improvements
- Businesses seeking to protect physical assets
Commercial Property Insurance — Frequently Asked Questions
Ready to talk about Commercial Property?
Share how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.
Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.
Protect the Business You've Worked to Build.
Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Our Dallas-Fort Worth team responds within one business day.