General Liability Insurance
Foundational liability protection for covered third-party claims.
General liability insurance may help address covered bodily injury, property damage, and certain liability claims connected to business operations. It is often the starting point for a business liability conversation.
Coverage is subject to policy terms, limits, and exclusions.
Information to Prepare
- • Business name and industry
- • Location and operations description
- • Annual revenue and payroll estimates
- • Number of employees
- • Subcontractor use
- • Current policies, if any
What This Coverage May Help Address
- Covered bodily injury to customers or visitors
- Covered property damage to third parties
- Certain personal and advertising injury claims
- Legal defense for covered liability claims
Common Scenarios
- A customer slips and is injured at your location
- Your work damages a client's property
- A covered advertising or personal injury claim arises
- A third-party liability claim is brought against your business
What May Not Be Included
- ✕ Damage to your own property
- ✕ Employee injury and workplace incidents
- ✕ Professional errors and omissions
- ✕ Auto liability for business vehicles
Who May Benefit
- Businesses with customers or visitors on premises
- Contractors and trades working at third-party sites
- Service businesses interacting with the public
- Operations seeking foundational liability protection
General Liability Insurance — Frequently Asked Questions
Ready to talk about General Liability?
Share how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.
Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.
Protect the Business You've Worked to Build.
Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Our Dallas-Fort Worth team responds within one business day.