TEXAS BUSINESS INSURANCE • COMMERCIAL COVERAGE • DALLAS-FORT WORTH FOCUSED

Commercial Coverage

Cyber and Data Compromise

A conversation about data, systems, and digital exposure.

Cyber and Data Compromise
Coverage Definition

Cyber and data compromise coverage may help address exposure tied to stored customer and business data, certain cyber incidents, and the costs that can follow. It is often reviewed by businesses that depend on digital systems.

Some products may be referred to a third-party provider.

Information to Prepare

  • • Data and records stored
  • • Payment platforms used
  • • Dependence on digital systems
  • • Security practices
  • • Current policies, if any
  • • Prior incidents

What This Coverage May Help Address

  • Certain costs after a covered data compromise
  • Certain legal defense for covered cyber claims
  • Certain notification and response expenses
  • Certain business interruption from a covered cyber event

Common Scenarios

  • Customer data is exposed in a covered incident
  • A covered cyber event disrupts operations
  • A covered claim arises after a data compromise
  • Notification and response costs follow a covered event

What May Not Be Included

  • ✕ Physical damage to property
  • ✕ Bodily injury to third parties
  • ✕ Professional errors unrelated to data
  • ✕ Incidents excluded by the policy

Who May Benefit

  • Businesses that store customer data
  • Operations that depend on digital systems
  • Companies that process payments
  • Firms handling confidential information
Straight Answers

Cyber and Data Compromise — Frequently Asked Questions

Ready to talk about Cyber & Data?

Share how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.

Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.

Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.

START THE CONVERSATION

Protect the Business You've Worked to Build.

Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.

Our Dallas-Fort Worth team responds within one business day.