Employment Practices Liability
A conversation about covered employment-related claims.
Employment practices liability insurance (EPLI) may help address covered claims from employees related to hiring, termination, harassment, discrimination, and other workplace practices. It is often reviewed by businesses with employees.
Some products may be referred to a third-party provider.
Information to Prepare
- • Number of employees
- • Hiring and termination practices
- • Employee handbook and policies
- • Prior claims history
- • Current policies, if any
- • HR practices and training
What This Coverage May Help Address
- Covered claims of wrongful termination
- Covered claims of harassment or discrimination
- Certain legal defense for covered employment claims
- Certain settlements or judgments for covered matters
Common Scenarios
- A former employee brings a wrongful termination claim
- A covered harassment claim is filed
- A covered discrimination claim arises
- A covered employment-related claim is brought
What May Not Be Included
- ✕ Employee injury and workplace incidents
- ✕ Bodily injury to third parties
- ✕ Professional errors and omissions
- ✕ Intentional or criminal acts
Who May Benefit
- Businesses with employees
- Operations with hiring and termination activity
- Companies seeking to address workplace claims exposure
- Employers managing human resources risk
Employment Practices Liability — Frequently Asked Questions
Ready to talk about EPLI?
Share how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.
Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.
Protect the Business You've Worked to Build.
Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Our Dallas-Fort Worth team responds within one business day.