Workers' Compensation
A conversation about covered employee injuries and workplace incidents.
Workers' compensation may help address covered employee injuries and workplace incidents, subject to availability and state requirements. It is often a required conversation for businesses with employees.
Availability and requirements vary by state. Speak with the agency.
Information to Prepare
- • Number of employees
- • Annual payroll by role
- • Type of work performed
- • Job site and workplace details
- • Current policies, if any
- • Prior claims history
What This Coverage May Help Address
- Covered medical costs for employee injuries
- Certain disability benefits for injured employees
- Certain lost wage support after a covered injury
- Employer liability for covered workplace claims
Common Scenarios
- An employee is injured on a job site
- A workplace incident requires medical attention
- An injured employee needs time away from work
- A covered workplace claim is brought
What May Not Be Included
- ✕ Injury to customers or third parties
- ✕ Damage to property
- ✕ Professional errors and omissions
- ✕ Incidents excluded by the policy or outside work scope
Who May Benefit
- Businesses with employees
- Operations with job site or physical labor exposure
- Companies required by state law to carry coverage
- Employers seeking to address workplace injury exposure
Workers' Compensation — Frequently Asked Questions
Ready to talk about Workers' Comp?
Share how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.
Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.
Protect the Business You've Worked to Build.
Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Our Dallas-Fort Worth team responds within one business day.