Service Businesses and Offices
Clients, staff, and steady operations.
Service businesses and offices serve clients from a fixed location, manage staff and schedules, and depend on reputation and continuity. Exposure is often lighter but still combines property, liability, and people.
Common Insurance Conversations
- Client and visitor liability
- Office property and improvements
- Employee injury and employment practices
- Cyber and client data exposure
- Business continuity and income
Property Considerations
Office contents, computers, and improvements may be reviewed under a BOP or commercial property, depending on eligibility.
Liability Considerations
General liability helps address covered visitor incidents. Professional liability may apply for advisory services.
Vehicle Considerations
Business errands and client visits may raise hired and non-owned auto considerations. Owned vehicles may call for commercial auto.
Employee Considerations
Staff create workplace injury and employment practices exposure. Workers' compensation and EPLI conversations may apply.
Professional or Data Considerations
Advisory services may raise professional liability considerations. Client data may raise cyber conversations.
Suggested Information to Prepare
- • Services provided
- • Number of employees
- • Office location and lease status
- • Client data stored
- • Vehicle use
- • Annual revenue estimate
Service Businesses and Offices — Frequently Asked Questions
Insurance conversations for service & offices.
Tell us how your business operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Eligibility varies by operation, location, and underwriting company. This page is educational and does not imply that every business within this industry is eligible or that one policy covers every exposure.
Availability, eligibility, underwriting company, terms, and coverage options vary. Speak with the agency to determine which products may be available for your business.
Some commercial insurance products may be offered by, administered by, or referred to third-party companies that are not affiliated with Texas Business Insurance. Each insurer is solely responsible for the products it issues and its financial obligations.
Protect the Business You've Worked to Build.
Tell us how your company operates and start a conversation with a Dallas-Fort Worth commercial insurance professional.
Our Dallas-Fort Worth team responds within one business day.